IRA Early Withdrawal Penalty – How To Avoid It
The IRA early withdrawal penalty is not always top of mind for IRA owners. Retirement accounts have special advantages when compared to…
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The SECURE Act And Your Retirement
The SECURE Act (Setting Every Community Up for Retirement Enhancement) is now the law of the land. If there’s any constant in…
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Roth IRA – 5 Things Retirement Savers Must Know
A Roth IRA is an important part of a retirement plan portfolio and deserve a close look from those wanting to make the most of their…
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Mutual Fund Share Classes – How They Work
Mutual fund share classes can often be confusing for investors looking to save for retirement. Understanding how they work is key to…
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UTMA Accounts – What You Need To Know
UTMA accounts provide a way to gift money to minor children. Contributing funds to UTMA accounts constitutes an irrevocable gift. Once you…
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Roth IRA Contribution Limits – Rollovers and Distributions
There is a little confusion out there regarding Roth IRA contribution limits and rollovers. Complicating matters is that contribution limitations are different…
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Investing vs Gambling – They Are Not The Same Thing
Investing vs gambling. We shouldn’t confuse the two but often do. And to be fair, some investment decisions look a lot like…
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Retirement Saving – Delay Only Makes It Harder
Retirement saving doesn’t have to be painful, but the longer you wait, the harder it will be to catch up. That can…
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Mutual Funds – What You Need To Know
If you have a work place retirement account, you are likely investing in mutual funds. While other investment vehicles like exchange traded…
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David’s Personal Finance Q&A – January 2018
Through my work as a Certified Financial Planner™ I receive and respond to many questions throughout the course of a week. They…
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SIMPLE IRA Explained: Benefits and How to Get Started Today
SIMPLE IRA plans can be a great way for a small company to provide a low cost retirement benefit as an alternative…
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Natomas 403b Plan – A Brief Review
Retirement investing for teachers can be confusing. In addition to pensions, teachers can have access to 403b and 457 plans. There are also considerations…
