Net Unrealized Appreciation – Cut Taxes On Your 401(k) Stock
Introduction Net Unrealized Appreciation or NUA is a retirement plan distribution strategy for those who hold highly appreciated company stock. Withdrawing 401(k)…
Do You Need IRS Tax Form 5500-EZ?
IRS tax Form 5500-EZ is usually required for one-participant plans like Individual 401k plans. This type of plan is often called a…
Roth IRA – 5 Things Retirement Savers Must Know
A Roth IRA is an important part of a retirement plan portfolio and deserve a close look from those wanting to make the most of their…
Roth IRA Contribution Limits – Rollovers and Distributions
There is a little confusion out there regarding Roth IRA contribution limits and rollovers. Complicating matters is that contribution limitations are different…
401k Trustees – It’s Time To Review Your Plan
It isn’t lost on small business 401k trustees that these plans are not for the faint of heart. Endless changes in regulations…
Retirement Planning Questions You Need To Ask
Retirement planning is a process, not an event. Asking yourself these questions will help you stay on track. Now that our taxes…
401k Plans And How To Use Them
How do 401k plans work? Ignoring articles that claim they’re a scam is the first step. Participating in your company 401k plan…
Is A 401(k) Loan The Right Move?
A 401(k) is a retirement savings plan that many people rely on for their future. However, there may come a time when…
Apple 401k Plan – A Brief Review
401k plans are becoming the primary source for retirement savings for many Americans. But still, many retirement savers are in the dark….
David’s Personal Finance Q&A – November 2017
Through my work as a Certified Financial Planner™ I receive and respond to many questions throughout the course of a week. They…
VSP 401k Plan – A Brief Review
401k plans are becoming the primary source for retirement savings for many Americans. But still, many retirement savers are in the dark….
Tax-deferred vs Tax-free Investment Accounts
Tax-deferred vs Tax-free is a concept that is key to making good financial planning decisions. Most retirement accounts fall into these two…