Cut Taxes With QCDs: Qualified Charitable Distributions Explained
Introduction Qualified Charitable Distributions are a win-win scenario for those who are charitably inclined. With a Qualified Charitable Distribution or QCD, you…
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Roth IRA Conversion – The Pro Rata Rule Is Lurking
A Roth IRA conversion and Roth IRAs in general can be powerful tools in a retirement saver’s toolkit. The potential to accumulate…
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SECURE Act 2.0
With just days remaining in 2022, SECURE Act 2.0 is here. If there’s any constant in retirement planning, it’s change. As soon…
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Required Minimum Distributions – The IRS Loves It When You Turn 73
The IRS loves it when you turn 73, but you won’t get a gift or even a card. The Internal Revenue Service…
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IRA Early Withdrawal Penalty – How To Avoid It
The IRA early withdrawal penalty is not always top of mind for IRA owners. Retirement accounts have special advantages when compared to…
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Roth IRA – 5 Things Retirement Savers Must Know
A Roth IRA is an important part of a retirement plan portfolio and deserve a close look from those wanting to make the most of their…
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Roth IRA Contribution Limits – Rollovers and Distributions
There is a little confusion out there regarding Roth IRA contribution limits and rollovers. Complicating matters is that contribution limitations are different…
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10 Ways To Improve Your Financial Wellness
If you’re looking to improve your financial wellness, it can feel like a tall order. Taking on any challenge is daunting and…
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SIMPLE IRA Explained: Benefits and How to Get Started Today
SIMPLE IRA plans can be a great way for a small company to provide a low cost retirement benefit as an alternative…
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Tax-deferred vs Tax-free Investment Accounts
Tax-deferred vs Tax-free is a concept that is key to making good financial planning decisions. Most retirement accounts fall into these two…
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IRA Beneficiary Designations – What You Need To Know
IRA beneficiary designations specify who should receive your retirement account funds if you are to pass away. But there’s much more to…
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Individual 401k vs SEP IRA
The Individual 401k vs SEP IRA debate has raged for years. That might be a bit of an exaggeration but it’s still a…
